0% APR options available

Pay as low as 0% APR for up to 12 months or pay up to 48 months at competitive rates*

Seamless Application

Apply in seconds and get an instant decision, without impacting yoru credit score.

Transparent pricing

What you see is exactly what you pay. No hidden fees, no surprises, no penalties.

Finance your way

Choose to pay over 3, 6, 12, 24, 36, or 48 months with the most competitive rates.*

Minimum purchase of $50 is required. Available terms may vary based on purchase amount and/or product. A down payment may be required. Subject to credit approval. APRs range from 0.00% to 34.99%, resulting, for example, in 24 monthly payments of $51.87 at 21.99% APR for every $1,000 borrowed. Actual rates and terms depend on credit profile, loan amount, and term length. Bread Pay® loans are issued by Comenity Capital Bank, a Bread Financial® company.



Bring home your dream furniture today and spread payments over time with flexible, easy-to-manage terms.

Choose monthly payment terms that align with your budget and lifestyle. No compromise, just convenience.

Finance your purchase through reputable lenders who offer reliable support and safe, transparent payment options you can trust.

Financing

Transformer Table partners with Shop Pay, Klarna, and Bread Pay® to make financing simple and accessible. Each partner offers flexible payment options that let you pay over time, with plans tailored to your budget. Choose interest-free installments with Shop Pay or Klarna, or extended monthly terms through Bread Pay®. No hidden fees, no surprises, just easy, transparent financing to help you bring home your dream furniture today.

Transformer Table offers flexible financing terms designed to fit your budget and timeline. Depending on your purchase amount and credit approval, you can choose from 3, 6, 12, 24, or 36-month payment plans, with rates starting as low as 0% APR on qualifying purchases. Each option is displayed clearly at checkout, allowing you to select the plan that works best for you, so you can enjoy your furniture now and pay over time.

Applying for financing with Transformer Table is fast, easy, and completely online. At checkout, simply select Shop Pay, Klarna, or Bread Pay® as your payment method. You’ll be guided through a quick application that only takes a few minutes to complete. Once approved, you can choose the payment plan that fits your budget and finalize your order immediately, no delays, no paperwork, just flexible financing made simple.

When you check your eligibility for financing through Shop Pay, Klarna, or Bread Pay®, a soft credit inquiry is performed, which does not affect your credit score. If you decide to complete your purchase using a financing plan, a hard inquiry may be made by the financing partner, which could have a minor impact on your credit score. This process ensures fair, transparent financing approval for every customer.

Yes. You can pay off your Shop Pay, Klarna, or Bread Pay® financing plan at any time without penalties or additional fees. Early repayment helps you save on any potential interest charges and gives you full ownership of your Transformer Table purchase sooner. Each partner provides simple account management tools online, so you can track payments, adjust schedules, or pay off your balance early whenever it’s most convenient for you.