Furniture and Payments that Adapt to You*
Spread your payments over 6, 12, 24, 36 or 60 months with your Synchrony HOME™ Credit Card. Already a cardholder? Check out with your card right away, without applying again.
Checking prequalification has no impact on your credit score.
No Interest if Paid in Full Within 6 Months¹
On purchases of $500 to $999 after discounts made online with your Synchrony HOME™ Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum monthly payments required.
On purchases of $500 to $999 after discounts made online with your Synchrony HOME™ Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum monthly payments required.
No Interest if Paid in Full Within 12 Months²
On purchases of $1,000 to $2,499 after discounts made online with your Synchrony HOME™ Credit Card through Dec 7, 2026. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required.
On purchases of $1,000 to $2,499 after discounts made online with your Synchrony HOME™ Credit Card through Dec 7, 2026. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required.
No Interest if Paid in Full Within 24 Months³
On purchases of $2,500 or more after discounts made online with your Synchrony HOME™ Credit Card between Nov 3 and Dec 7, 2026. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 24 months. Minimum monthly payments required.
On purchases of $2,500 or more after discounts made online with your Synchrony HOME™ Credit Card between Nov 3 and Dec 7, 2026. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 24 months. Minimum monthly payments required.
No Interest with 36 Equal Monthly Payments⁴
On purchases of $3,499 or more after discounts made online with your Synchrony HOME™ Credit Card through Dec 7, 2026.
On purchases of $3,499 or more after discounts made online with your Synchrony HOME™ Credit Card through Dec 7, 2026.
No Interest with 60 Equal Monthly Payments⁵
On purchases of $4,499 or more after discounts made online with your Synchrony HOME™ Credit Card between Nov 3 and Dec 7, 2026.
On purchases of $4,499 or more after discounts made online with your Synchrony HOME™ Credit Card between Nov 3 and Dec 7, 2026.
Plan Your Purchase
Flexible monthly payment options with your Synchrony HOME™ Credit Card. See offer terms below.
Use Synchrony’s interactive payment estimator to estimate monthly payments and explore available financing plans.
3-Step Financing Checkout
Getting your dream dining set is faster and easier than ever before.
Browse our collections and assemble your dream dining set, then add your selections to the cart.
Choose Synchrony HOME™ Credit Card as your payment method at checkout and select a promotional financing plan for your order total. If more than one plan is available for your order, you choose.
Enter basic info for a secure, real-time credit decision (or log into your existing Synchrony HOME™ account) to complete your order.
Frequently Asked Questions
Financing
Transformer Table partners with Synchrony to offer flexible promotional financing through the Synchrony HOME™ Credit Card. In addition to receiving financing on Transformer Table products, the Synchrony HOME™ Credit Card is accepted at thousands of participating retail locations and home-related partner businesses nationwide across the U.S. and Puerto Rico.
We also offer flexible installment options at checkout through Bread Pay and Klarna.
From November 3 to December 7, 2026 (Eastern Time), these promotional financing plans are available on online purchases made with your Synchrony HOME™ Credit Card. Purchase amounts are after discounts and exclude taxes and delivery.
Deferred interest plans. Minimum monthly payments required. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period.
- No Interest if Paid in Full Within 6 Months: purchases of $500 to $999.
- No Interest if Paid in Full Within 12 Months: purchases of $1,000 to $2,499.
- No Interest if Paid in Full Within 24 Months: purchases of $2,500 or more.
Equal payment plans. No interest, and equal monthly payments required.
- No Interest with 36 Equal Monthly Payments: purchases of $3,499 or more.
- No Interest with 60 Equal Monthly Payments: purchases of $4,499 or more.
If more than one plan is available for your order, you choose at checkout. See the Promotional Financing Disclosures for details.
Applying for financing with Transformer Table is fast, easy, and completely online. At checkout, simply select Synchrony HOME™ Credit Card as your payment method. You’ll be guided through a quick application that only takes a few minutes to complete. Once approved, you can choose the payment plan that fits your budget and finalize your order immediately. No delays, no paperwork, just flexible financing made simple.
You can also click "See if You Prequalify" on our main Financing page before shopping.
Checking if you prequalify has no impact on your credit score. However, if you choose to submit a formal credit application during checkout, your selected financing provider will perform a standard credit check, which may impact your credit score.
Yes, you can pay off your balance early at any time, with no prepayment penalty.
With a deferred interest plan, paying the promotional balance in full before the promotional period ends means no interest is charged.
Promotional Financing Disclosures
* Subject to credit approval. See below for details.
¹No Interest if Paid in Full Within 6 Months: Offer valid on purchases of $500 to $999 made online with your Synchrony HOME™ Credit Card. The purchase amount is calculated after discounts, excludes taxes and delivery, and must be on one order. Discounts may bring the purchase amount below the minimum. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.
²No Interest if Paid in Full Within 12 Months: Offer valid on purchases of $1,000 to $2,499 made online with your Synchrony HOME™ Credit Card through 11:59 p.m. ET on December 7, 2026. The purchase amount is calculated after discounts, excludes taxes and delivery, and must be on one order. Discounts may bring the purchase amount below the minimum. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
³No Interest if Paid in Full Within 24 Months: Offer valid on purchases of $2,500 or more made online with your Synchrony HOME™ Credit Card between 12:00 a.m. ET on November 3, 2026 and 11:59 p.m. ET on December 7, 2026. The purchase amount is calculated after discounts, excludes taxes and delivery, and must be on one order. Discounts may bring the purchase amount below the minimum. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Learn how deferred interest works
⁴No Interest with 36 Equal Monthly Payments: Offer valid on purchases of $3,499 or more made online with your Synchrony HOME™ Credit Card through 11:59 p.m. ET on December 7, 2026. The purchase amount is calculated after discounts, excludes taxes and delivery, and must be on one order. Discounts may bring the purchase amount below the minimum. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
⁵No Interest with 60 Equal Monthly Payments: Offer valid on purchases of $4,499 or more made online with your Synchrony HOME™ Credit Card between 12:00 a.m. ET on November 3, 2026 and 11:59 p.m. ET on December 7, 2026. The purchase amount is calculated after discounts, excludes taxes and delivery, and must be on one order. Discounts may bring the purchase amount below the minimum. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
General Account Terms: Offers valid on qualifying purchases made with the Synchrony HOME™ Credit Card. Regular account terms apply to non-promotional purchases. Estimated or suggested monthly payments shown in the cart or product pages may exclude taxes and shipping fees, and actual monthly payments will adjust based on the final transaction total. Existing Synchrony HOME™ cardholders: See your credit card agreement for terms.
Ready to furnish your space?
An extendable dining set should stretch your guest list, not your budget. Prequalify instantly with zero commitment.